Is Pet Insurance Right For Me?

The Importance of Pet Insurance may be right for you, but how do you know? Should I get it or would it be a waste?
You may be asking these very questions. First, what is it and how does it work?
Near-term costs. Long-term savings. That’s exactly what pet insurance, just like your health insurance (if you’re fortunate enough to be covered), offers pet parents. And in difficult economic times, pet insurance may be the answer to escalating vet bills.
Veterinary charges continue to rise, largely due to the fact that procedures once used exclusively for human diagnoses (like CAT-scans and MRI’s) are much more commonly used for diagnosing companion animals.
Presently, only 3% of companion animals are insured in America. And yet, that’s still a 50% increase in only one year.
Pet insurance remains a relatively inexpensive way to help families deal with the high costs of the best possible veterinary care. Policies are available through companies like Veterinary Pet Insurance, Pet Health, Inc., ShelterCare and others, both for cats and for dogs, and cover everything from annual exams to specialized treatments.
Before you buy a pet insurance policy, call your veterinarian office to find out what policies will cover costs there. After all, there’s no point getting a policy if your veterinarian doesn’t accept it. Additionally, you might want to discuss which policy will best suit your companion animal’s needs with your vet.